SchiffGold Review

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SchiffGold is a precious metals dealer founded in 2010 by economist Peter Schiff, originally under the name Euro Pacific Precious Metals before rebranding in October 2014.

The company sells gold, silver, platinum, and palladium bullion, offers IRA rollovers into physical metals, and runs a buyback program for customers looking to sell.

This review looks at what SchiffGold actually offers, how its pricing and service compare to the rest of the bullion market, and what customers have said about buying from them.

Key Takeaways


  • SchiffGold sells only investment-grade bullion (no numismatic coins) and charges a flat $25 shipping fee under $10,000, free above that threshold.
  • Customer feedback is mixed and thin in volume: Trustpilot shows only a handful of reviews, and Focus on the User puts the average rating at 3 out of 5.
  • Gold traded above $4,100 an ounce in early July 2026, up from roughly $3,000 in March 2025, which makes dealer premiums and shipping terms more relevant to your total cost than ever.

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What SchiffGold Actually Sells


SchiffGold's catalog covers the standard bullion products most dealers carry: American Gold Eagles, Canadian Gold Maple Leafs, American Silver Eagles, generic gold and silver bars in various weights, and smaller allocations of platinum and palladium.

The company has stated publicly that it avoids numismatic or "collectible" coins, the kind that carry high markups justified by rarity claims rather than metal content. That's a real point of differentiation.

A lot of complaints in the gold dealer space, going back to the GoldLine scandal Peter Schiff has written about on his own site, involve salespeople pushing rare coins at inflated prices to customers who thought they were buying simple bullion.

Beyond straight purchases, SchiffGold offers a few adjacent services. There's a Gold IRA rollover program for moving a 401(k) or existing IRA into physical metals, vault storage through third-party custodians, a bullion loan option, and a sell-back program if you already own metal and want to liquidate.

Estate sale services round out the list, aimed at people handling a deceased relative's coin or bullion collection.

Pricing and Fees


SchiffGold markets itself around the phrase "discount prices, full service." Shipping and insurance follow a simple structure:

Order Size
Shipping & Insurance Cost
$0 to $10,000
$25 flat rate
$10,000 and above
Free

That's straightforward compared to some competitors who scale shipping costs with order size all the way up, or bury insurance costs in a separate line item.

What's harder to verify from the outside is the actual premium over spot price charged on each product, since that number moves daily with the metals market and isn't published as a fixed markup on the site.

Anyone comparing dealers should get a live quote and check it against the spot price at that moment rather than relying on advertised "lowest price" language, which every dealer in this space uses.

The Gold IRA rollover service adds another layer of fees on top of the metal itself, since custodians and vault storage providers charge their own annual account and storage fees separate from anything SchiffGold charges.

Those fees vary by custodian and aren't published as a flat number on SchiffGold's site, which is fairly standard across the Gold IRA industry but still worth asking about directly before signing paperwork.

Vault storage for metals held outside a retirement account works the same way: SchiffGold arranges the storage relationship, but the ongoing cost comes from the storage partner, not a fixed SchiffGold fee schedule.

Who's Behind the Company


Peter Schiff is the public face of SchiffGold and has been since he started the predecessor business, Euro Pacific Precious Metals, in 2010. He's an economist, author, and radio host known for warning about dollar devaluation and government debt for close to two decades, well before those became mainstream talking points.

His own account, published on the SchiffGold site, says he launched the metals business after hearing about clients getting taken advantage of by other gold dealers, and that he decided to put his own name on the door in 2014 to signal accountability.

Day-to-day operations run through a small team of precious metals specialists rather than Schiff himself handling transactions.

Public listings for the company name Matt Malleo and Jonathan Sosnay as executive directors and senior specialists, alongside a small support staff.

This is typical for a company this size. The relevant question for a buyer isn't whether Schiff personally answers the phone, it's whether the team he's hired handles orders, refunds, and disputes the way the company's marketing claims they do. The review evidence on that point, covered below, is mixed.

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Reputation and Reviews


This is where the picture gets complicated. Peter Schiff has built a large public following through his economic commentary, his podcast, and years of media appearances predicting inflation and currency devaluation.

That name recognition carries weight with some buyers.

But name recognition and dealer performance are two different things, and the review data on SchiffGold specifically is thin.

A direct check of SchiffGold's Better Business Bureau profile (listed under Schiff Gold LLC in White Plains, New York) shows the business is not BBB accredited, with the file opened in October 2023 despite the company having operated since 2010.

Trustpilot shows only a handful of reviews for schiffgold.com, not the dozens or hundreds you'd expect from a company that's been in business for over a decade.

 One review on that page describes receiving 90% silver coins that were worn thin and underweight, with the reviewer saying they were denied a refund.

Another describes a rim thickness variation on 1 oz American Gold Buffalo coins, though the company attributed that to normal mint tolerances and the coins still passed weight and resonance checks.

On the more positive side, Focus on the User's aggregation puts SchiffGold's average customer rating at 3 out of 5, citing quick and responsive service in some cases alongside complaints about product weight discrepancies in others.

That's a middling score, not a red flag and not a strong endorsement either.

Given how few total reviews exist across platforms, a single bad transaction can swing these averages more than it would for a larger, more heavily reviewed competitor like APMEX or JM Bullion.

How the Market Backdrop Changes the Calculation


Gold isn't trading anywhere near where it was even two years ago, and that context matters for anyone evaluating a dealer right now.

Spot gold moved past $4,100 an ounce in early July 2026, according to Trading Economics pricing data, after climbing from around $3,000 in March 2025 and briefly touching an all-time high above $5,500 in January 2026. Silver has moved with it, trading near $63 an ounce in the same period.

Central banks added a net 41 metric tons to reserves in May 2026 alone, according to World Gold Council data, part of a longer accumulation trend that's helped drive the run-up.

When metal itself costs four times what it did a decade ago, the dollar impact of a dealer's premium and shipping terms grows too. A 3% premium on a $2,000 gold purchase in 2015 meant $60. That same 3% premium on a $4,100 ounce today means $123.

This is why SchiffGold's flat $25 shipping fee under $10,000 matters more in dollar terms now than it would have when gold traded in the $1,200 to $1,300 range through most of the 2010s.

It's also why getting a same-day, apples-to-apples quote from more than one dealer before buying is worth the extra ten minutes, regardless of which company you're leaning toward.

Where SchiffGold Fits Compared to Larger Dealers


SchiffGold is a mid-sized operation, reportedly with 25 to 50 employees, which puts it well below giants like APMEX or JM Bullion in scale.

That smaller footprint cuts both ways. On one hand, some reviewers describe more personal attention from SchiffGold's precious metals specialists than they got from bigger, more automated competitors.

On the other hand, smaller inventory and staffing can mean slower fulfillment during high-demand periods, and at least one recent complaint referenced an order delay tied to a reported silver shortage.

A few things worth checking before placing a large order with any dealer, SchiffGold included:

  • Get a written, time-stamped quote and confirm it locks in the price for a specific window.
  • Ask directly what happens if a product goes out of stock after you've paid.
  • Compare the total delivered cost, metal price plus premium plus shipping, against at least one other dealer.
  • Read the buyback terms before you buy, not after, since that's when you'll actually need them.

The Verdict

SchiffGold sells legitimate, IRS-eligible bullion products with transparent shipping fees and a founder who has genuine name recognition in the sound-money community.

It's a reasonable option for straightforward bullion purchases, but the limited volume of third-party reviews and a few documented quality complaints mean it's worth getting a comparison quote before committing to a large order.