No, Vanguard does not offer a Gold IRA.
The company does not support self-directed IRAs, which are required to hold physical precious metals in a retirement account. This is a deliberate choice rooted in Vanguard’s investment philosophy, which centers on low-cost, traditional assets like stocks, bonds, ETFs, and mutual funds.
That said, Vanguard does offer indirect gold exposure within its IRA accounts. Investors can access the Vanguard Global Capital Cycles Fund (VGPMX), a mutual fund that invests in gold and precious metals mining companies.
They can also purchase third-party gold ETFs such as SPDR Gold Shares (GLD) or iShares Gold Trust (IAU) through a Vanguard brokerage IRA. These options track gold prices or the mining sector without involving physical metal.
If holding actual physical gold in a retirement account is the goal, investors need to look elsewhere. Specialized providers like Augusta Precious Metals, Goldco, and Lear Capital offer true Gold IRAs with custodian arrangements and IRS-approved storage for physical precious metals.
Consulting a financial advisor before choosing a provider is strongly recommended.