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Yes, many gold dealers and online bullion platforms accept ACH bank transfers as a payment method. ACH payments pull funds directly from your checking or savings account, similar to a wire transfer but usually with lower or no fees.
Popular gold retailers, precious metals IRA custodians, and some brokerage or fintech apps offer ACH as an option alongside credit card, wire transfer, check, or cash.
A few things to keep in mind: ACH transfers can take a few business days to clear, so your gold order may not ship until funds settle. Some sellers cap ACH purchase amounts or charge lower premiums for ACH versus credit cards.
Always confirm the dealer's specific policies, fees, and processing times before buying.