Edward Jones can work for a Roth IRA, but it depends on your priorities. It’s a full-service brokerage with local advisors, which suits people who want in-person guidance and are willing to pay for it.
The tradeoff is cost: Edward Jones typically charges advisory fees (often around 1% to 1.35% annually) plus fund expense ratios, and many of its funds are actively managed with higher fees than typical index funds elsewhere.
If you’re comfortable managing your own investments, discount brokers like Fidelity, Schwab, or Vanguard usually offer Roth IRAs with no advisory fees and low-cost index funds, which can mean significantly more growth over decades. Edward Jones makes sense if personalized advice matters more to you than minimizing costs.