Disclaimer: We are reader supported. We may be compensated from the links in this post, if you use products or services based on our expert recommendations. Please read our Advertising Disclosure.
Currency and Coin is a Beaumont, Texas based dealer that sells graded and raw U.S. coins, world coins, gold and silver bullion, and pre-1970s U.S. paper currency through its website, www.currencyandcoin.com.
The business operates under the legal name International Currency, LLC, was started in January 1993, and has held BBB accreditation since December 1998 with an A+ rating on file.
This review looks at what the company sells, how it prices coins against current metal spot values, what its return policy actually covers, and where it fits for someone deciding whether to buy from them.
Key Takeaways
- Currency and Coin has operated out of Beaumont, Texas since 1993 and carries an A+ rating with the Better Business Bureau.
- The catalog spans U.S. and world coins, silver and gold bullion, paper currency dating back to the Old West era, and an in-house ACE Verified grading tier.
- Every order comes with a 10-day no-questions-asked return window, except for special order coins, which are final sale once confirmed.
Before we get started with this review:
We understand how difficult it is to pick a company that you can trust with your hard earned savings. That's why we create informative and useful information to give you as much knowledge as possible to make the right decision.
We created a list of our highest recommended investment companies, to make comparing and choosing the company best suited to your needs as easy as possible.
Look to see if the Currency and Coin was selected to our "highest recommendation" list this year!
Or...
Get a FREE Gold Investing Packet from our #1 recommendation:
Protect Your Wealth & Get Huge Tax Savings!
Company Background
International Currency, LLC opened its doors in Beaumont in 1993 and incorporated in Texas in 1997.
The BBB file was opened in August 1997, and the company has kept its A+ rating since accreditation four years later. That's over three decades in a niche retail category where small dealers often open and close within a few years.
The company runs out of a single storefront and warehouse address at 8725 Eastex Freeway, and orders ship from that location rather than through a drop-shipping network.
Reputation and Track Record
Beaumont has an unusually high concentration of coin dealers for a city its size, and Currency and Coin is one of the older names in that group.
The BBB profile lists 33 years in business as of 2026, well before most of the online-only bullion sellers that dominate search results today.
A 2018 thread on the PM Bug precious metals forum found no outstanding BBB complaints against the company, and a buyer in that same thread confirmed a resolved refund after a pricing dispute, with the money returned within about two weeks.
That's a small sample, but it fits the kind of track record a buyer wants before wiring money for a five-figure coin set.
The company's Facebook, YouTube, and Instagram accounts stay active, though at low volume, consistent with a business built on direct sales and repeat customers rather than social commerce.
What They Sell
The site organizes inventory into a handful of major categories, and the depth within each one is worth knowing before you start browsing.
| Category | Examples |
|---|---|
| ACE Verified Coins | In-house graded gold and silver coins |
| U.S. Silver Coins | Morgan dollars, Peace dollars, Silver Eagles, Walking Liberty halves |
| U.S. Gold Coins | American Gold Eagles, gold bars |
| U.S. Fractionals | Cents, dimes, nickels, quarters, half dollars |
| World Coins | Gold and silver issues from outside the U.S. |
| U.S. Paper Currency | Old West notes, small size notes, $500 and $1,000 bills, Hawaii overprints |
| Bars and Rounds | Silver and gold bullion bars |
| Supplies | Coin tubes, holders, and storage accessories |
Morgan dollars get their own sub-sorting by mint mark, with separate pages for New Orleans, Carson City, and San Francisco strikes. That's a useful detail for collectors chasing specific mints rather than just any Morgan in a given grade.
The paper currency section leans into some genuinely niche material, including 1934 Hawaii overprint notes issued after Pearl Harbor as an emergency measure in case of Japanese invasion, and large denomination $500 and $1,000 bills that most collectors will never see in hand otherwise.
Protect Your Wealth & Get Huge Tax Savings!
Pricing Against Current Metal Values
Bullion and coin prices only mean something in context. Gold traded at roughly $4,150 to $4,190 per troy ounce in the first days of July 2026, a level about 25 percent higher than a year earlier, according to Trading Economics spot data.
Silver was trading near $62 per ounce over the same stretch. Against that backdrop, a listed 2025 Silver American Eagle on the site runs $139, which reflects a premium over melt value that's typical for a handpicked, brilliant uncirculated bullion coin rather than a raw ingot.
A 2024 Silver Kookaburra, a one-ounce .9999 fine coin from the Perth Mint, was marked down from $165 to $125 at the time of this review, putting it closer to spot than some of the U.S. minted alternatives.
Here's how a few listed items compared to spot pricing in early July 2026:
The gap between spot and retail isn't unique to this dealer. It shows up across the bullion market and covers minting costs, dealer margin, and demand for specific mints or years.
What matters for a buyer is comparing that gap across two or three dealers before checking out, since premiums on the same coin can shift by 10 to 20 dollars depending on where you shop.
Gold products follow the same pattern. A 2024 $5 American Gold Eagle, a fractional coin containing one-tenth of a troy ounce of gold, was listed at $976.83, well above raw melt value with gold trading above $4,150 an ounce.
That's typical for small fractional gold coins, since minting costs make up a larger share of the price on smaller pieces. Buyers shopping fractional gold anywhere should expect a wider percentage premium than on a full one-ounce coin or bar.
ACE Verified Coins
Currency and Coin runs its own grading and authentication tier called ACE Verified, sorted separately into gold and silver sections on the site.
This sits alongside coins graded by third-party services like PCGS and NGC, which show up individually on product pages such as the 1986 Statue of Liberty commemorative dollar (PCGS Proof 69) and the 2000 Library of Congress commemorative dollar (NGC MS69).
Buyers should know the difference matters. Third-party grading from PCGS or NGC carries weight because those companies are independent of the seller and have decades of grading data behind them.
An in-house verification program, no matter how carefully run, doesn't carry the same resale credibility. That doesn't make ACE Verified coins a bad purchase.
It just means a buyer planning to resell later should factor in whether the next buyer will want independent certification.
Return Policy and Guarantees
The company states that every coin is guaranteed to be accurately graded and authenticated, backed by a 10-day no-questions-asked return window starting from the date of delivery.
To use it, a buyer calls for a return authorization number, which has to be visible on the outside of the return package. Special order coins are the exception.
Once a buyer confirms a special order, that sale is final, and the company discloses this clearly before the purchase completes rather than burying the condition in fine print somewhere after checkout.
This structure is standard across the industry, but the extra step of disclosing final-sale terms before checkout on special orders is worth noting as a point in their favor.
Shipping and Ordering
Orders ship from the Beaumont facility, and the site advertises free shipping on most coins. Payment runs through the standard BigCommerce checkout the site is built on.
There's no live chat widget on the homepage, but a phone number, (800) 323-5055, sits at the top of every page, and email support runs through info@currencyandcoin.com.
For a company this size, having a direct phone line answered by staff who know the inventory carries more weight than a chatbot, especially for buyers asking about grading specifics before committing to a five-figure Morgan dollar set.
There's also a rewards program listed in the site navigation, which is worth checking before a large order since accumulated points can offset future purchases on a category like Morgan dollars where repeat buying is common.
Content and Education
The site runs a blog called the Rare Coin Report, publishing pieces on topics like starter coin sets, why the same coin grade can look different depending on the dealer, and historical notes on specific issues like the 1921 Morgan dollar.
This isn't unique among coin dealers, plenty run similar content, but it does signal an attempt to educate rather than just list inventory.
A recent post walked through why two coins graded identically by a service like NGC can still look noticeably different in hand, covering strike quality, toning, and handling history.
That's a genuinely useful thing for a new collector to understand before spending real money on a graded coin sight unseen.
Protect Your Wealth & Get Huge Tax Savings!
Who This Fits
Currency and Coin works well for a few specific buyer types:
It's a weaker fit for buyers focused purely on rock-bottom bullion pricing with no interest in grading or provenance, since large bullion-only dealers moving thousands of ounces a day can generally beat smaller shops on raw price per ounce.
A Quick Comparison Point
Coin dealers in this size range generally fall into two camps: bullion-focused operations competing almost entirely on premium over spot, and numismatic-focused shops competing on selection, grading, and service.
Currency and Coin sits closer to the second camp. Its Beaumont neighbors on the BBB's coin dealer list include operations with similar A+ ratings but shorter histories, some accredited as recently as 2012.
Longevity alone doesn't guarantee a better transaction, but a business that's operated through multiple gold and silver price cycles since 1993 has had more chances to build a track record than a shop that opened in the last five years.
The Verdict
Currency and Coin has run a legitimate, BBB-accredited coin and currency business out of Beaumont, Texas since 1993, with a catalog that covers everything from fractional U.S. coins to Hawaii overprint notes and modern bullion.
For collectors who value a documented return policy, mint-specific sorting, and educational content over the absolute lowest price per ounce, it's a solid option worth comparing against a couple of other established dealers before placing a large order.